Financing options
Buy now, pay over time — no interest, no credit-score hit for most customers. Financing runs through Afterpay, Klarna, and Cash App Pay, all available at Square checkout.
How it works
At checkout, select Afterpay, Klarna, or Cash App Pay instead of paying with a card. They run a soft credit check (for most customers this doesn't affect your credit score), approve you in seconds, and split your order into 4 equal payments.
Your first payment is charged at checkout. The remaining three are automatically charged every two weeks. No interest, no fees — provided you pay on time.
Which provider should I use?
Afterpay — the most widely accepted option, easiest approval, 4 installments every 2 weeks.
Klarna — similar to Afterpay but sometimes offers 6- or 12-month payment plans on larger purchases for a small fee.
Cash App Pay — if you already use Cash App, this pays with your Cash App balance and can split into 4 payments too.
Larger purchases
If you're buying multiple pieces (a full living room refresh, for example), Klarna can split orders over 6 or 12 months for a small financing fee. Call or text (214) 235-9355 and we can walk you through the best option for your order.
Do I need good credit?
No. Afterpay and Cash App Pay don't run hard credit checks. Klarna may run a soft check that doesn't affect your credit score. Approval is typically instant.
Is it really free?
Yes — if you pay on time. All three providers are interest-free and fee-free when you stay on schedule. Late payments may incur small fees (see each provider's terms at checkout). No gotchas — you always see the full amount up front.
Not seeing the option you want?
Call or text us at (214) 235-9355 before you order. We'll make sure it's available at your checkout.